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ACTORS

LEAD
GENERATION

LOAN
APPLICATION

VERIFICATIONS

CREDIT
ASSESSMENT

UNDERWRITING

SANCTION

POST
SANCTION

DISBURSEMENT& POST DISBURSEMENT

CUSTOMER

SALES/ RM/ DSA
 

Credit CAD/ CA/CPA/CM/ Underwriter

RCU, Legal, Technical(Other Agencies)

Operation
Team

System
Integration

24

  • CRM          

  • Rule Engine for lead assignment

  • NSDL   

  • UIDAI

  • Posidex

  • DMS

  • cKYC

  • DigiLocker

  • Agencies Portal

  • Bureaus

  • CERSAI

  • Perfios

  • Agencies Portal

  • Rule Engine

  • AML

  • FTNR

  • Collateral

  • Rule Engine

  • Rule Engine

  • Alert Engine

  • E-Sign

  • Core Banking System

  • LMS

USER

MANAGEMENT

1

Lead Creation

Lead Management

3

4

5

Documents Upload

Applicant / Co-Applicant / Guarantor Data Capture

Documents Verification

7

8

9

11

Eligibility Check

Credit Bureau Check

Initiate RCU,Legal,
Technical

Risk
Evalution

10

Update Reports

Deviations To Be Raised

12

Credit Assessment Review

Deviations To Be Raised

Deviations To Be Raised

13

Credit Decisioning

14

15

17

CAM Report

Customer Acceptance / Negotiation

Final Offer Letter

Deviations To Be Raised

18

Disbursement Readiness

19

Disbursement Initiation

16

Compliance Check

2

6

Customer Onboarding

20

Post Disbursement Setup

22

CUSTOMER COMMUNICATION

21

23

Dashboard & Reporting

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Copyright 2023. Quality Kiosk Technologies

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